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7 Steps for a Successful Home Loan Processing

In case you are a first time home buyer, second timer, third, or maybe you want to refinance; home loan processing can be a daunting experience. You need to be knowledgeable enough regarding the home [...]

The UK now owes more than £1trillion, but the difference of spending above tax is falling to give Chancellor George Osborne a fighting chance of hitting deficit reduction targets. The United Kingdom loss of its [...]

  New research reveals the frequency with which Britons review essential financial products Home insurance policies are the most frequently reviewed product, mortgages are the least Santander urges consumers to review their finances regularly   [...]

Christmas – how do we afford it?

Christmas is full of expense - turkey and all the trimmings, parties, presents, festive visits to parents… These things don't happen by magic - someone has to pay for them - but how do we [...]

Removing the ‘work’ from home paperwork

We may be coerced into a paperless society - but how can we manage paperwork when a hefty volume still falls through the letter box and comes from other sources? Our lives are increasingly hectic. [...]

8 Must Ask Questions When Tidying Up Your Finances

Whatever the current circumstances, there comes a time when you will need to review your personal financial circumstances.  This is usually driven by a change in personal circumstances which may warrant making a huge financial [...]

We don't all get the chance to road test a property before we buy, as on To Buy or Not to Buy. But if you've decided that it's time to buy, be it at home [...]

Mortgage Brokers See ‘Surge’ in New Deals

According to mortgage sourcing specialist, Mortgage Brain, over 2,600 new home loans have been introduced since April 2010, taking the total number of live products on its system to 7,320. However, September saw a 4% [...]

Source: millerhomes.co.uk Despite Government efforts to encourage them into the housing market with shared equity schemes which require little or no deposit, two thirds of first time buyers believe that a lack of sufficient mortgage [...]

Bank of England maintains Bank Rate at 0.5%

Source: bankofengland.co.uk - bank of england rate The Bank of England's Monetary Policy Committee today voted to maintain the official Bank Rate paid on commercial bank reserves at 0.5%. The Committee also voted to continue with [...]

CML comment on September lending data

Image via Wikipedia The September lending data from the Bank of England shows a continuation of recent trends in the mortgage market. Underlying levels of mortgage lending have edged a little higher driven by an [...]

Image by myfirsthome via Flickr Source: housing.org.uk The economic climate is doing little to help South West families looking for their own home, with affordability as much of a problem here as ever according to [...]

First time buyer demand increasing

Image by myfirsthome via Flickr Source: rics.org Demand from first time buyers is rising, while buy to let investors are now gravitating towards houses rather than flats, according to the latest housing market research from [...]

Mortgage approvals return to 2007 levels

Image by myfirsthome via Flickr Source: bba.org.uk Numbers of loans approved for house purchase are back to levels last seen at the end of 2007 and that increased activity is feeding through to increased mortgage [...]

Product Description "A one-stop reference for in-depth explanations of mortgage topics With the creation of so many new, complex mortgage programs, it's difficult for consumers --not to mention real estate agents, attorneys, closing agents, and [...]