7 Steps for a Successful Home Loan Processing

Successful Home Loan Processing:The process will take  several days up to a couple of weeks. But to give you some idea about the process, below are the steps that could help you in a successful Read More

The UK now owes more than £1trillion, but the difference of spending above tax is falling to give Chancellor George Osborne a fighting chance of hitting deficit reduction targets. The United Kingdom loss of its Read More

  New research reveals the frequency with which Britons review essential financial products Home insurance policies are the most frequently reviewed product, mortgages are the least Santander urges consumers to review their finances regularly   Read More

Christmas – how do we afford it?

Around 4 million people are prepared to spend whatever they like this Christmas and worry about the financial impact afterwards. It's an attitude to money that could easily lead to money worries in the New Read More

home paperwork

Removing the ‘work’ from home paperwork

  Thankfully, nowadays we have to deal with significantly less paper due to documents sent by email and other forms of online communication – but paperwork needn't be a pest.Get less…   When you sign Read More

8 Must Ask Questions When Tidying Up Your Finances

Whatever the current circumstances, there comes a time when you will need to review your personal financial circumstances.  This is usually driven by a change in personal circumstances which may warrant making a huge financial Read More

We don't all get the chance to road test a property before we buy, as on To Buy or Not to Buy. But if you've decided that it's time to buy, be it at home Read More

Mortgage Brokers See ‘Surge’ in New Deals

According to mortgage sourcing specialist, Mortgage Brain, over 2,600 new home loans have been introduced since April 2010, taking the total number of live products on its system to 7,320. However, September saw a 4% Read More

Two thirds of First Time Buyers can’t raise a deposit

Source: Despite Government efforts to encourage them into the housing market with shared equity schemes which require little or no deposit, two thirds of first time buyers believe that a lack of sufficient mortgage Read More

Bank of England maintains Bank Rate at 0.5%

Source: - bank of england rate   In the United Kingdom, output has fallen by almost 6% since the start of 2008. Households have reduced their spending substantially and business investment has fallen especially sharply. GDP Read More

CML comment on September lending data

“There is clear evidence of a significant pick up in housing market lending activity from a year ago, even though it remains low on any historic comparison. On the other side of the gross lending Read More

Source: They will be joined by representatives from housing associations, the Tenant Services Authority, Homes and Communities Agency and local authorities. The report clearly highlights the growing need for more affordable housing in the region Read More

First time buyer demand increasing

Questions were asked about the proportion of enquiries coming from first time buyers and whether surveyors are now seeing a rise in buy to let investment. Additional questions in the August Housing Market Survey focused Read More

Mortgage approvals return to 2007 levels

Image by myfirsthome via Flickr Source: Numbers of loans approved for house purchase are back to levels last seen at the end of 2007 and that increased activity is feeding through to increased mortgage Read More

Product Description "A one-stop reference for in-depth explanations of mortgage topics With the creation of so many new, complex mortgage programs, it's difficult for consumers --not to mention real estate agents, attorneys, closing agents, and Read More