Have you been declined for a mortgage recently?

 

declined for a mortgage

declined for a mortgage : Even if you have a very good credit record, you may have suffered from a…. ‘Credit score decline’ Contact Us For Information About Mortgages

declined for a mortgage : Credit scoring is where a lender takes into account all the information about your circumstances such as how long you have lived at your address, how long you have been employed for, your family status, if you are on the voters roll as well as how well you manage your existing credit.

Points are allocated for positive aspects and deducted for Contact Us For Information About Mortgages The credit crunch has seen many lenders pull from the market, tighten their criteria and in particular many have ‘tweaked’ their scoring systems to decline property investors just for having lots of property! What many do not always realise is that each lender has a different scoring system based on the lenders own experience of risk. There are even a few lenders that don’t use a credit score system at all! Contact Us For Information About Mortgages Our experience and expertise in this area means we know exactly which lenders to approach to hopefully turn your decline into an approval.

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