key worker housing – First of all it is best to start off defining what a key worker is – A key worker is a public sector employee and is considered to provide an essential service.
key worker housing – The term is often used in the UK in the context of those essential workers who may find it difficult to buy property in the area where they work. Thus it follows that those interested in key worker housing london can be organised in the following fashion. Who are key workers
- Those defined as key workers generally include:
- Clinical National Health Service staff
- Teachers and nursery nurses
- Police officers, Community Support Officers and some civilian police staff
- Prison officers and some other Prison staff
- Probation Service staff
- Social workers, educational psychologists, and therapists
- Local Authority Planners
- Connexions Personal Advisers
- Some Ministry of Defence personnel
- Environmental Health Officer
- Highway Agency Traffic Officers
So without further ado please find outlined below the opportuities for key workers with a focus on the region of London.
1. Rent a home If you are interested in renting ahome you have to register with your local council and fill in an application form. They will check your application and put you on their waiting list. If you are matched to a suitable property, the council will send us your details to the relevant provider and the Lettings Team will contact you to find out if you are interested .
2. Choice-based lettings In some areas, housing associations and local councils to rent out empty homes using ‘choice-based lettings’. This system allows you to apply for a home owned by any of the organisations in the system. So you could become a tenant of another housing association or a local council.
3. Intermediate rent If you are a teacher, police officer, NHS worker or someone else whose job is vital to the community, low-rent homes available. These are for short or medium-term tenancies.
4. Market rent This invloves accommodation for tenancies on a fixed term contract for 12 months. Tenancies can be rolled over so there is no limit on how long a tenant can stay in market rented accommodation. The cost of the rent is similar to that of other homes for rent in the area, and is designed to be affordable for people in full-time work. To find out about available properties in your area of choice.
5. Rent for NHS key workers If you work at an NHS hospital in London or southern England, you could live in one of our convenient and affordable on-site homes. Our homes meet standards set by the government. So you can expect a good quality, clean home ranging from a single room with en-suite or shared facilities, to a two- or three-bedroom house. The tenancies are short or medium-term.
6. Private landlords If you prefer not to rent your home from a local Council or Housing Association then you could rent from a private landlord. Look out for adverts in local newspapers, shop windows, estate and letting agencies and on supermarket notice boards. Advantages of renting privately are:
- you can usually move in quickly
- the accommodation is sometimes furnished
- it is flexible if you are looking for shortterm accommodation.
- you may not be able to stay in your home as long as you would like, because you might only have a short-term tenancy
- your housing benefit may not cover all your rent, because renting privately can be more expensive
- private landlords may ask you to pay for checking references and credit checks
- private landlords often need a deposit before you move in.
If you want to rent privately but have a low income and are worried about paying the deposit, talk to your local council. You may be able to use a bond or guarantee as your deposit through their ‘rent deposit scheme’. Buying a home If you want to own your home you have a number of choices, including: 7. A New Build Property Typically you find this offered by the Housing Associations and Property Developers both large and small. Most you will find have a percentage of their property allocation dedicated to Social Housing. Thus by default a Keyworker is able to acquire a property through this scheme. 8. Right to Buy and Right to Acquire If you already rent a home from for example with a housing association, you may be able to take part in ‘right to buy’ or ‘right to acquire’ schemes. If you have the ‘right to buy’, you may be entitled to buy your home for less than its full market value. 9. HomeBuy schemes (shared ownership and other low-cost home ownership) New Build HomeBuy, also known as ‘shared ownership’ or ‘part-buy, part-rent’, is a scheme to help if you can’t afford to buy a property outright on the open market. It is most useful if you cannot get a mortgage. You will need to register with the HomeBuy agent in your area before you can buy one of our properties. For more information visit www.homebuy.co.uk 10. Private Home Acquisition This brings you into the private sales sector which involves as in all cases research and due diligence – based on the fact that you are clear on what you want. It involves the estate agents, property developers and private sales. One must not fail to mention also the opportunity to build your own home – pending on your personal circumstances. So there you have it as a key worker the options are available and pending on your desire the opportunities are present despite the current challenges in the market place.
Posted by My First Home Blog